The insurance maintained by Uber on behalf of delivery partners operating on the Uber Eats app is outlined below:
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$1 million of commercial auto liability insurance per incident. Uber maintains a commercial auto insurance policy with $1 million of liability coverage per covered incident. A delivery partner’s liability to third parties is insured from the moment a driver accepts the delivery request to the time the delivery is complete. In addition, as long as delivery-partners maintain comprehensive and collision coverage on their personal auto insurance, the insurance that Uber maintains will kick in and provide physical damage coverage for that vehicle up to its actual cash value, regardless of who is at fault. There is a $1,000 deductible payment required before this coverage applies.